Insurance in Las Vegas has many forms but the most common types are Auto, Home and Life insurance. These four types make up a majority of the policies we write annually. Each of these policies are briefly described below to provide a base understanding. For more detailed questions, please contact our office.
Auto insurance is easy to get and can be customized to fit your needs.
Liability insurance coverage pays for bodily injury and property damage to another that results from covered losses you cause.
Collision coverage can help repair your vehicle if it’s damaged — or compensate you for its value if it’s a total loss.
Comprehensive coverage can help when your car is damaged by something other than a collision.
Uninsured motorist coverage covers the costs of your bodily injuries — up to your policy limit – when they are caused by an at-fault driver without any auto insurance. Underinsured motorist coverage picks up the costs of your injuries when an at-fault driver has some insurance, but not enough to cover all of your damages.
Homeowners insurance has several categories: Homeowner, Condo, Mobile & Manufactured, Specialty Home and Vacant Home. With each category comes a different level of responsibility and possible coverage required. For example, Vacant Home coverage can include vandalism and malicious mischief coverage while a flexible Landlord policy affords coverage for a new tenant when a previous tenant moves out.
Life insurance also has a variety of options including Term, Whole and Universal Life. Each of these have a variety of options based on the needs of the insured and the stage of life they’re in. To find out more about Life Insurance, please call our office to receive the best personalized information.
With licensed agents standing by, give us a call at (702) 363-0005 for Insurance in Las Vegas today. All your insurance needs can be found in one place.